Fairpoint Finance Corporation

⚠️ FRAUD ALERT

If anyone asks you to pay a fee to apply for a Fairpoint loan, they are trying to scam you.

We have received reports of scammers fraudulently using the name "Fairpoint Finance Corporation" to deceive consumers.

Fairpoint Finance Corporation does NOT:

Offer loans to individual consumers or businesses
Use agents, brokers, or intermediaries to contact borrowers
Request upfront fees, processing fees, or advance payments
Contact individuals via social media, messaging apps, or unsolicited calls
Ask for personal banking information or OTP codes

🎮 Spot the Scam Game

All of these messages are SCAMS trying to use Fairpoint's name. Can you identify them correctly?

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Is this a SCAM or LEGIT message?

About Fairpoint Finance Corporation

Fairpoint Finance Corporation is a legitimate financial services company registered in the Philippines. We operate within the regulated financial sector and maintain strict compliance with all applicable laws and regulations.

Our Business Model

Fairpoint Finance Corporation is an affiliate of First Digital Finance Corporation which does business under the names and styles of FDFC, Balikbayad, and Billease. Fairpoint Finance Corporation does not operate any online lending platform or app and does not extend loans to individuals or businesses. Our business is focused on purchasing and servicing loan portfolios and NPL recovery.

                We do NOT:
                Operate any online lending platform or mobile app
Offer personal loans, salary loans, or consumer credit
Offer business loans or commercial lending
Operate through agents or marketing representatives
Contact individuals offering loan products
Request any form of advance payment or processing fees

            

How to Identify Scams

If someone contacts you claiming to represent Fairpoint Finance Corporation and offers you a loan, it is a scam. Please be aware of the following red flags:

Unsolicited contact - We do not reach out to individuals offering loans
Upfront fees - Legitimate lenders do not require payment before loan approval
Pressure tactics - Scammers create urgency to prevent you from thinking clearly
Poor communication - Unprofessional emails, poor grammar, or suspicious email addresses
Requests for sensitive information - Never share OTP codes, full bank details, or ID copies to unknown parties
Too good to be true - Unrealistic loan terms, instant approval, or no credit checks

🛡️ Protect Yourself

If you have been contacted by someone claiming to be from Fairpoint Finance Corporation offering loans or requesting money, do NOT engage with them. Do not send any money or provide personal information.

Report Fraudulent Activity

If you have been contacted by scammers using our company name, or if you have fallen victim to such a scheme, please report it immediately:

Email our Fraud Prevention Team:

[email protected]

Please include the following information in your report:

How you were contacted (phone, email, social media, etc.)
Contact details of the person or entity claiming to represent us
Screenshots or copies of any communications
Any other relevant information

Verify Legitimacy

This website is the official online presence of Fairpoint Finance Corporation. If you receive any communication claiming to be from our company, please verify it by contacting us through the email address provided on this website.

Remember: If we did not initiate contact with your organization through official business channels, any individual outreach claiming to represent Fairpoint Finance Corporation is fraudulent.